A Row Of Pale Stone Townhouses, Lit From Within, On A Street Built For Walking Home Slowly.
Pine Residencia is a townhouse development taking shape along Pine Avenue inside Union Town, on the Raiwind Road side of Lahore. The project is built around a simple idea: three floors, one plot, three separately owned homes — a format that lets a single family live on one level while the other two are rented out, sold on, or kept for grown children.
Each block reads the same way from the street — fluted stone pilasters, floor-to-ceiling glazing at the stairwells, iron-railed balconies deep enough to actually stand on, and warm exterior lighting that stays on after dark. It is a look borrowed more from European townhouse rows than from the glass-tower vocabulary most new Lahore projects reach for.
The project is marketed by Al-Haram Estate & Builders as a two-bedroom townhouse offering inside a gated section of Union Town. That firm sits alongside the developer in the sales process, which is the norm for Lahore’s installment-plan housing market — worth knowing so you know whose paperwork you’re actually signing, and whose name to look for on the allotment letter.
What sets a three-floor-per-plot layout apart from a standard housing-society plot is ownership: you aren’t buying a plot to build on later, you’re buying one already-defined unit within a building someone else is constructing, on a fixed schedule tied to the payment plan. That trades flexibility for certainty you know the layout and the price on day one, but you also inherit the developer’s construction timeline as your own.
Who it tends to suit
The floor-price spread is the clearest signal of who this project is built for — the numbers do most of the talking.
A first-time buyer
The Second Floor's Rs. 2,625,000 booking amount is the lowest entry point in the project, and the smallest of the three monthly instalments follows from it — a common route in for a buyer who wants ownership before rental prices climb further.
A family that wants ground-level access
The Ground Floor commands the highest price precisely because it skips the stairs — a meaningful factor for elderly parents, small children, or anyone who'd rather not carry groceries up two flights every day.
A joint-family split
Three separately titled floors on one plot is a structure that suits siblings or a parent-and-adult-children arrangement splitting the cost and the address, each owning their own floor outright rather than sharing one deed.
An overseas Pakistani investor
A fixed 2.5-year schedule with clear monthly and balloon amounts is easier to plan around from abroad than an open-ended construction-linked plan — though it's still worth having someone local verify progress against payment stages before each instalment is due.
The setting
The street elevation in the marketing images is consistent across the row: cream travertine-style cladding, dark-framed windows running full height at the staircase bays, and recessed soffit lighting under every balcony edge. It’s a facade language meant to photograph well at night, which is also, not coincidentally, when most site visits to under-construction plots tend to happen.
Balconies appear on every floor, not just the top one — a detail worth noting if you’re comparing this against other stacked-townhouse projects on Pine Avenue, several of which reserve outdoor space for the upper units only. Street-level units here get a wide sliding-glass frontage instead, trading a balcony for direct light and a shorter walk from the car.
None of this substitutes for a physical site visit. Renders show the finished vision; what matters before booking is the current construction stage, the actual boundary wall, and whether the block you’re being shown is the block you’d actually own a unit in.
3
Floors per plot — ground, first, second
2.5
Years — full payment plan term
2
Bedrooms per unit
Getting there
Union Town sits on the Raiwind Road corridor, with Pine Avenue running through it as the internal spine road.
Pine Avenue frontage
Pine Avenue functions as a wide internal corridor within Union Town, feeding into Khayaban-e-Jinnah and improving both accessibility and future commercial activity in the surrounding area.
Raiwind Road & Ring Road
The area connects directly to Raiwind Road and links smoothly through to the Lahore Ring Road, which is the main route most residents would use to reach the wider city without cutting through inner Lahore traffic.
Abdul Sattar Edhi Road access
Union Town also has a secondary access point from Abdul Sattar Edhi Road, giving the society two distinct approach routes rather than a single choke-point entrance.
A gated residential block
The wider Union Town development is positioned as a gated community with its own internal infrastructure, of which Pine Residencia occupies a dedicated residential section.
Distances and travel times to specific landmarks (schools, hospitals, DHA, the airport) shift as the surrounding road network is completed — worth confirming on a physical visit rather than a brochure map before you book.
Pricing by floor
Three floors, three price points. Lower floors cost more because they carry no stairs and a wider street-facing glass wall; the top floor trades that for a lower entry price.
Ground Floor
Rs. 13,000,000
- Down payment (25%) Rs. 3,250,000
- 22 monthly (1% ea.) Rs. 130,000
- 5 balloon (6.6% ea.) Rs. 858,000
- On possession (20%) Rs. 2,600,000
Rs. 12,000,000
- Down payment (25%) Rs. 3,000,000
- 22 monthly (1% ea.) Rs. 120,000
- 5 balloon (6.6% ea.) Rs. 792,000
- On possession (20%) Rs. 2,400,000
Rs. 10,500,000
- Down payment (25%) Rs. 2,625,000
- 22 monthly (1% ea.) Rs. 105,000
- 5 balloon (6.6% ea.) Rs. 693,000
- On possession (20%) Rs. 2,100,000
How the plan is structured
A 2.5-year schedule split into four kinds of payment, so the amount due changes shape as the project nears possession rather than staying flat every month.
| Type | Total Amount | Down Payment (25%) | 22 Monthly (1% ea.) | 5 Balloon (6.6% ea.) | Possession (20%) |
|---|---|---|---|---|---|
| Ground Floor | 13,000,000 | 3,250,000 | 130,000 | 858,000 | 2,600,000 |
| First Floor | 12,000,000 | 3,000,000 | 120,000 | 792,000 | 2,400,000 |
| Second Floor | 10,500,000 | 2,625,000 | 105,000 | 693,000 | 2,100,000 |
Booking opens at Rs. 2,625,000 — the Second Floor down payment, the lowest entry point into the project. The 22 monthly instalments run at 1% of the total price each; the 5 balloon payments, spaced through the term, run at 6.6% each. The closing 20% is due at possession.
Payment incentives
- 10% discount on full cash payment, excluding the booking and confirmation amounts.
- 5% discount if half the total price is paid upfront, excluding booking and confirmation amounts.
Category factors — what changes the base price
- Corner units carry a 5% premium over the listed price.
- Units fronting the 40-foot road carry a 5% premium.
- Corner units on the 40-foot road stack both, at a 7.5% premium.
Buying to hold, or buying to live in
The three-floor-per-plot format is what makes this project read differently depending on which side of that question you’re on.
For an end user, the appeal is straightforward: a finished two-bedroom home on a new street, with the option to let out one or both of the other floors and use that income to offset the monthly instalment. It’s a structure Lahore’s stacked-townhouse market has leaned on for a few years now, precisely because it lowers the effective monthly cost for the floor you actually live on.
For an investor, the calculation is different. Corridors like Pine Avenue tend to see property values rise as the surrounding road network and commercial development mature, which is the standard argument for buying early in a still-forming society rather than after possession. The trade-off is the standard one too — a longer wait for rental-ready inventory, and construction-timeline risk that any off-plan purchase carries, regardless of developer.
The lowest-priced floor gets booked first — but it’s also the one with the least private outdoor space. Worth weighing both sides of that trade before booking on price alone.”
Before you book
Straight answers to the questions that come up most with instalment-plan townhouse projects like this one.
Is the down payment the only upfront cost?
No — most projects structured this way also collect a separate booking amount and a confirmation payment ahead of the 25% down payment shown in the plan. Ask your sales contact for the exact booking-to-confirmation-to-down-payment breakdown in writing before you commit to a unit.
Can I choose which floor I get?
Floor selection is typically first-come, first-served against available inventory, and corner or 40-foot-road units are limited by the plot’s actual boundary, not by demand. Confirm which specific unit number you’re being allocated, not just the floor and price tier.
What happens if I miss a monthly instalment?
Instalment-plan developers generally apply a late-payment surcharge and, after a longer default period, may cancel the allotment and refund a reduced amount. Get the exact late-fee schedule and cancellation policy in the booking agreement, not just verbally from a sales agent.
Is Union Town LDA approved?
Approval status is one of the most important things to verify independently for any Lahore housing project, and it can change over the life of a development. Ask for the current LDA (or relevant authority) approval or NOC documentation directly, rather than relying on marketing material alone.
How does the full-payment discount actually work?
The stated 10% discount applies to the total price minus whatever you’ve already paid as booking and confirmation amounts — it isn’t 10% off the headline number before those are deducted. Ask for the discount calculated against your specific unit before wiring the full balance.
Can overseas Pakistanis book a unit remotely?
Most Lahore developers accommodate remote booking through a Power of Attorney and payment via a Roshan Digital Account or standard remittance channel, but the exact process varies by project. Confirm whether Pine Residencia accepts POA-based bookings, and whether payments can be routed through an RDA, before starting the paperwork from abroad.
What's actually included in the possession-stage payment?
The 20% due on possession typically covers handover of a completed, livable unit — but “completed” can mean different things across developers, from a full fit-out to a grey-structure shell with fittings left to the buyer. Get the possession-stage specification sheet in writing, unit by unit, rather than relying on the finished renders shown at booking.
Book a unit at Pine Residencia
Ground, first, and second floor units are currently available. Booking opens at Rs. 2,625,000.
